Mile High Funding – Terms and Conditions
Effective Date: 3/1/2026
These Terms and Conditions (“Terms”) govern your use of the Mile High Funding (Mile Hi) website and services. By accessing this website, submitting information, or applying for financing, you agree to be bound by these Terms in addition to our Privacy Policy.
1. Nature of Services
Mile Hi Funding is a commercial equipment financing broker and referral service. We do not directly provide loans or credit. Instead, we connect prospective borrowers with third-party lenders, financing institutions, and financial service providers.
We do not guarantee approval, funding, or specific financing terms. All credit decisions are made solely by third-party lenders.
2. No Financial Advice
All information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with your own advisors before making financial decisions.
3. Estimates and Calculations
Any payment estimates, rate ranges, loan terms, or financing scenarios displayed on this website are for illustrative purposes only.
These estimates:
- Are not offers of credit
- Are subject to change without notice
- May not reflect actual terms offered by lenders
Final rates, terms, and approvals are determined exclusively by the lender based on underwriting criteria.
4. Application and Pre-Approval Process
Submission of an application or request for financing does not constitute a commitment to lend.
Following initial review, you may receive a pre-qualification or pre-approval indication. This is conditional and subject to further verification.
As part of the underwriting and funding process, you may be required to provide additional documentation, including but not limited to:
- A soft credit pull (and potentially a hard credit inquiry upon proceeding)
- Bank statements
- Equipment invoices or purchase agreements
- Proof of insurance
- Business formation documents
- Driver or operator credentials (if applicable)
Failure to provide requested documentation may result in denial or withdrawal of financing options.
5. Authorization to Share Information
By submitting your information, you authorize Mile High Funding to:
- Share your application and supporting documents with third-party lenders, brokers, and financing partners
- Receive updates regarding your application status
- Be contacted via phone, email, or SMS regarding your inquiry
You understand that multiple lenders may review your information.
6. Credit Authorization
By submitting an application, you authorize Mile High Funding and its lending partners to:
- Obtain consumer and/or business credit reports
- Verify information provided in your application
- Conduct background and identity checks as required for underwriting
A soft credit inquiry may be used initially. A hard inquiry may be required by the lender prior to final approval.
7. No Guarantee of Financing
Mile High Funding does not guarantee:
- Approval for financing
- Specific rates, terms, or payment amounts
- Funding timelines
All financing is subject to lender approval, underwriting guidelines, and verification of submitted information.
8. Fees and Compensation
Mile High Funding may receive compensation from lenders, brokers, or partners in connection with funded transactions. This compensation may be in the form of referral fees, commissions, or revenue share.
You are not obligated to pay Mile High Funding directly unless explicitly disclosed in writing.
9. Accuracy of Information
You agree to provide accurate, complete, and truthful information. Providing false or misleading information may result in:
- Immediate denial of your application
- Termination of services
- Potential legal consequences
10. Use of Website
You agree not to:
- Use the website for unlawful purposes
- Attempt to gain unauthorized access to systems or data
- Submit fraudulent applications or impersonate another party
We reserve the right to restrict or terminate access for violations of these Terms.
11. Third-Party Relationships
Mile High Funding is not responsible for:
- The actions, decisions, or terms of third-party lenders
- Any agreements entered into between you and a lender
- Equipment vendors, dealers, or service providers
All financing agreements are solely between you and the lender.
12. Limitation of Liability
To the fullest extent permitted by law, Mile High Funding shall not be liable for:
- Any indirect, incidental, or consequential damages
- Loss of business, revenue, or profits
- Delays in financing or funding
Use of this website and services is at your own risk.
13. Indemnification
You agree to indemnify and hold harmless Mile High Funding, its affiliates, partners, and representatives from any claims, damages, or liabilities arising from:
- Your use of the website
- Your violation of these Terms
- Any inaccurate or misleading information provided
14. Modifications to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website constitutes acceptance of the revised Terms.
15. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Mile High Funding operates, without regard to conflict of law principles.
16. Contact Information
For questions regarding these Terms, please contact:
Mile Hi Funding
(720) 432-7222
applications@milehifunding.com
By using this website and submitting your information, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.