Premium Commercial Finance Programs
Funding Built for
Serious Business.
Mile Hi Funding connects established businesses with institutional-grade financing programs — equipment leases, working capital, and fleet solutions with rates and terms your bank can’t match.
✓ Application-only up to $500K✓ 12 – 84 month terms✓ 100% financing available
Free Consultation
Speak with a Funding Expert
No credit pull. No obligation. Just a straight conversation about what’s available for your business.
$500K
Application-Only Limit
No financials required
$50M
Institutional Deal Capacity
Full financials for larger deals
100%
Financing Available
On qualifying equipment
0
Prepayment Penalties
Pay off early, keep the savings
Our Financing Programs
One Partner. Every Program.
Mile Hi Funding offers programs designed for businesses that are ready to grow — not just survive.
Equipment Finance Agreement
Own it outright. Build equity from day one.
›Trucks, trailers, yellow iron, and commercial vehicles
›12 to 84 month terms — match payments to cash flow
›Application-only approval up to $500,000
›Rates from the mid-single digits for strong borrowers
›Soft credit pull to start — no impact on your score
EFA requires disclosure of rate in NY, CA, FL, and UT.
Fair Market Value Lease
Full write-off. Maximum flexibility at term end.
›100% of payments are a deductible operating expense
›Keep it, return it, or upgrade at end of term
›Structured to stay under disclosure thresholds
›Ideal for fleets and contractors rotating equipment
›Often lower monthly payment than an EFA
FMV leases are particularly effective for tax planning — consult your CPA.
Working Capital
Cash in hand. No collateral. Fast decisions.
›Up to $300,000 — application only, no full financials
›Up to $2,000,000 for established businesses
›Below-prime rates available for qualified borrowers
›100% interest forgiveness on early payoff
›Corp-only programs — protects your personal assets
First-position preferred. We will pay off an existing lender where eligible.
Qualification Guidelines
Is This Program Right for You?
Our institutional programs are designed for businesses with some operating history and documented performance. Here’s what we look for.
Equipment & Fleet Financing
Min. FICO: 600+ (equipment) · 620+ (Payment Master Score)
Time in Business: 2+ years preferred (startup programs available)
Down Payment: Not required in most cases
Application Only: Up to $500,000 — no tax returns needed
Asset Types: Trucks, trailers, heavy equipment, commercial vehicles
Working Capital
Min. FICO: 700+ recommended
Platinum Tier: 780+ FICO, 7–10 years in business
Revenue: Healthy bank statements required
Position: First-position preferred — we will pay off one lender
Structure: Corp-only — LLCs, S-Corps, C-Corps eligible
Working capital is not available for Gaming, Adult Entertainment, Crypto, or Cannabis industries.
The Process
From Conversation to Funded
01
Book a Free Consultation
A quick call with a Mile Hi Funding specialist — no paperwork, no obligation. We’ll assess your goals and identify the right program for your business.
02
One Application. Multiple Lenders.
We submit your deal to the right institutional lenders simultaneously. You don’t shop around — we do it for you.
03
Receive Your Options
Most decisions come back within 24 to 48 hours. We present your approvals clearly — rates, terms, and structure — so you can compare and choose.
04
Sign and Get Funded
Documents are drafted, insurance confirmed, and funds wired. For equipment deals, title transfer is handled directly with the lender. You focus on operating.
No Credit Pull. No Obligation.
Ready to See What's Available for Your Business?
One call is all it takes. A Mile Hi Funding specialist will walk you through your options, explain the programs you qualify for, and tell you exactly what to expect — before you sign anything.
Mile Hi Funding · Denver, CO · milehifunding.com
$500M+
Equipment in Pipeline
24 Hr
Average Approval Time
100%
Interest Forgiveness on Early Payoff
12–84
Month Term Options
Finance That Fits Your Operation
🚛
Truck & Fleet Financing
Semi trucks, dump trucks, box trucks, and hotshot rigs. New operators and established fleets welcome. Startups considered — we know the lenders who say yes.
🏗
Construction Equipment
Excavators, skid steers, loaders, cranes, and yellow iron. Fast turnaround on high-resale assets. EFA and Fair Market Value lease options available for maximum tax benefit.
💼
Working Capital
Business cash advances and bridge loans up to $300K — no full financials required. Below-prime rates available for qualified borrowers. No prepayment penalties.
Why Mile Hi Funding
The Gap Between Approved and Working Costs You Money
Most lenders take 1–3 weeks to fund after approval. For owner-operators, that’s real revenue lost before you turn a single wheel. We work to compress that window.
A single week of downtime on a truck generating $3,000/week is $3,000 you never get back. We treat speed as part of the deal.
✓ Local presence, national lender network
Denver-based team with access to multiple lenders — we shop the deal for you, not just one institution.
✓ Startups and new operators considered
We work with lenders who specialize in new businesses and first-time buyers.
✓ No prepayment penalties
Pay down your loan early and keep 100% of the interest savings. Your payoff is principal only.
✓ Tax-advantaged lease structures
Fair Market Value leases are full operating expense write-offs — ask us how to structure your deal.
✓ One application, multiple approvals
We submit your deal to the right lenders simultaneously — faster decisions and competing offers.
Who We Work With
Built for Commercial Operators
🚚
Owner Operators
First truck, first deal — we specialize in getting new owner-ops across the finish line.
🔥
Hotshot Truckers
F350/F450 and gooseneck setups. We know the equipment and the lenders who fund it.
🏗
Contractors
General contractors, excavation companies, and construction crews needing yellow iron fast.
🚛
Small Fleets
Growing operations adding units — finance multiple assets in a single transaction.
Ready to
Get Funded?
No hard credit pull to start. Tell us what you need and we’ll match you with the right program in 24 hours or less.
Denver, CO · Commercial Equipment & Business Finance · milehifunding.com
