Corporate Fleet Financing Program
Stop Overpaying
on Fleet Equipment
As broker advocates, we are incentivized to find you the best deal the market will yield. Established fleet operators are in a powerful bargaining position. Corporate-only structures. No personal guarantee. Established operators get rates well below what OEM financing charges.
✓No personal guarantee ✓$20M+ revenue companies ✓5+ years in business
Free Consultation
Let's talk today!
No credit pull. No obligation. Just a straight conversation about what you’re looking for and how we’re going to get it for you.
No credit pull · No obligation · Rate holds available 30 days
$500K
Application-only limit
No full financials required
$50M
Max transaction size
Institutional capacity
8.25%
Rates from
Well below OEM financing
0
Prepayment penalty
On qualified programs
The Problem With OEM Financing
Most established fleet operators are paying 10–29% on equipment they’ve already bought.
Manufacturer financing typically runs 8–29% depending on risk. For a $500K fleet, a 3% difference over 60 months is more than $48,000 out of your operating budget. We close corporate refinancing deals at rates OEM programs can’t touch without requiring a personal guarantee.
We advocate for businesses. As financial advisors, our interests are aligned with yours. We understand the immense bargaining power that an established operator brings to the table, and we leverage that toward finding you the best deal the market will yield. We want your business and we know we can only get it by demonstrating real savings over your existing arrangement.
How It Works
From consultation to term sheet in 24–48 hours.
01
Submit your request
Complete the short form. Tell us your company profile, equipment type, and current rate. No credit pull required.
02
We structure your deal
We review your profile and identify the best structure through our private capital network. Often same-day response for established companies.
03
Receive your term sheet
Qualified operators receive a term sheet within 24–48 hours. Established companies may qualify for invoice-only approval.
Our Funding Partner
Powered by private capital
Mile Hi Funding operates in partnership with private capital firms that deploy their own equity for commercial transactions. Unlike banks, these firms are not constrained by traditional underwriting timelines. For established companies, that means faster decisions, more flexible structures, and rates that reflect your actual risk profile.
- Application-only transactions up to $500K
- Commercial transactions to $50M — 100% financing available
- Working capital up to $2M, no prepayment penalty
- Below-prime bridge loans for qualified operators
- Agricultural, construction, federal and technology verticals
Common Questions
Answers before you reach out.
No. This program is structured for corporate entities only. The financing agreement is between the lender and your company — not you personally. This is one of the primary advantages of working with private capital vs. traditional bank financing, which almost always requires a personal guarantee regardless of company size.
We work with companies doing $20M or more in annual revenue with at least 5 years in business. This threshold exists because the program is specifically designed for established operators — not startups or owner-operators. If your company falls below this, we’re happy to refer you to programs better suited to your profile.
For qualified companies, we typically deliver a term sheet within 24–48 hours. For exceptionally well-established companies, conditional approval can sometimes be issued on an invoice-only basis — no full financial package required. Documentation and funding typically follow within 3–5 business days.
Fleet trucks (semis, dump trucks, box trucks), construction and heavy equipment (excavators, skid steers, compactors), water trucks, specialty vehicles, and other commercial assets. We also handle working capital and bridge financing for established operators who need capital deployed quickly.
Yes. If you have existing equipment loans — especially at higher OEM rates (10–29% is common from manufacturer financing) — we can structure refinancing at significantly lower rates for qualified corporate borrowers. Many clients come to us specifically to restructure existing debt on their fleet.
In many cases, yes. Depending on the asset values and existing loan balances, our private capital partners can structure roll-over deals that consolidate your existing debt into a cleaner corporate financing arrangement at a better blended rate. This is worth discussing specifically in your consultation.
Ready to
Stop Overpaying?
Book a free consultation. We will call you within one business day to review your current rate structure and identify what’s possible.
For companies with $20M+ annual revenue · 5+ years in business · Corporate-only structures
Denver, CO · Commercial Fleet & Equipment Finance · milehifunding.com